With tough economic situations weighing heavily on everyone’s shoulders, many households are cutting anything from their budget that is not necessary for sustaining life. Many times, this includes California home insurance. Not only is letting your insurance lapse a bad idea – it could endanger your family’s ability to survive financially should a tragedy occur. Homeowner’s insurance should be to a home owner as essential as paying the electric bill, perhaps even more so.
Imagine this: a fire breaks out, destroying your home and everything in it. That small premium that you decided to cut from your budget may be in your bank account, but it won’t be enough to rebuild and replace everything. Where will your family sleep tonight?
All the while, you decided not to cancel that policy and you scraped together that payment! Now your insurance provider can help you find a place to live while you begin to get things back to normal. The money is available to rebuild your home and even replace some of its contents. All is not lost.
When putting things in perspective, it is clear that California home insurance is a necessity. You may not feel like you can provide everything you’d like to give your family at the present, but you can provide some security. Insurance can be an afterthought when things are good but when the unexpected happens, the insurance agent is near the top of the call list – and you’ll be ever so pleased you had your policy in place.